$255 Payday Loans Online in California

What are $255 payday loans online?

$255.00 payday loans are only issued in California State, due to legal restrictions on the activities of payday loan lenders. Under California Payday Loan regulation, you'll borrow the highest $300, and lenders can charge you an utmost 15% of the entire loan amount as a fee. The majority of states have limits of $500 to $1,000 for a payday or cash advance loan. A few states always banned payday loans.

How $255 paydays loans online work?

The procedure of $255 payday loans online is easy and straightforward to finish. Start by filling out a brief, loan request form online right from your Smartphone. After submitting, your loan request is viewed by 100+ direct lenders or more depending on the information you provided. This is often done in 5 minutes or less. If your $255 payday loan is approved, the lender contacts you to confirm your loan terms and conditions and, if you agree, your cash is deposited into your checking account the same day or next business day.

Requirements for a $255 online payday loan

To be qualified for a $255 payday loan in California, you simply need to provide the following information:

Be a minimum of 18 years aged
Provide your personal information (name, address, SSN, etc)
Active cell phone number and email address
Provide a source of income
Provide identification proof

A lender or lending company may ask for some additional information depending on your situation. All states require equivalent basic information to get started for your payday loan.

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How much does a $255 Payday Loan cost?

Read all details of your $255 Loan terms and conditions where the rates and all other fees must be declared clearly.
As well, it’s highly recommended to see your rates and fees before you submit the $255 payday loan request.
$255 Payday Loan goes to cost you is $300 with the $45 loan fee.

And now let’s check a representative example of the entire cost of a payday loan for $255. Let’s guess you're applying for a 255 dollar loan in California. The utmost APR for California Payday Loans is restricted to 460%. It means if you apply for a 255 dollar Payday Loan online for 2 weeks you're going to pay $290 total including $35 in interest.

What is a $255 Payday loan – rates, fees, and terms?

$255 Payday Loan is a short-term loan or quick cash advance that you simply can get online for any unexpected expenses. If you're trying to find quick cash in California, it’s the utmost Payday Loan amount allowed by the California state’s law.

The main points of $255 Payday Loans are:

Loan Amount: $255 only
Loan Type: Short-term loan
Loan Term: 2 to 4 weeks
Interest Rates and Fees: Different by state and lender, about 400% APR on average (Maximum APR rate is 460%).
Funding: Same day or next business day
Pre-Payment: Allowed, no penalty or fee

Same day funding $255 Payday Loans online – is it possible?

It depends on the time when you apply for a $255 payday loan and when approved for the payday loan. It is very rare to get same-day cash for 255 dollar payday loans because it takes a little time for lenders or lending companies to process your paperwork. If you request a $255 payday loan and are approved, ask your lender if you would need same-day funding. A couple of lenders or lending companies can do same-day funding, but most cannot.

Can I apply for a $255 payday loan with bad credit?Apply For Loan

Yes, you can apply for a payday loan with bad or poor credit, many lenders offering short-term Payday loans for bad credit, or no credit with no hard credit check. But keep in mind higher interest rates if the lender or lending company considers you a risky borrower.

Can I make Pre-Payment for my $255 loan early?

Some lenders will accept early loan payments, but not all, will decrease their fees for doing so. Ask your lender or lending company before you accept a $255 payday loan offer if they reduce fees for early payments.

Can I get 255 dollar online payday loans in California?

Yes, as mention above, $255 online payday loans in California are authorized and given quite often.

I live outside of California. Can I still apply for a 255 dollar payday loan online?

Yes, you can. Many states allow higher loan amounts so if you live outside of California you may get a $255 loan or maybe more.

Will applying for a $255 loan affect my credit score?

No, hard credit checks aren't used to be qualified for $255 payday loans online. Other factors are more important, mainly your monthly income.

Why choose Easyqualifymoney for $255 payday loans online?

Getting a $255 payday loan online at Easy qualify money is fast, simple, and safe. Easy qualify money isn't a storefront lender where you've got to drive and waste time and money only to be rejected. We are a payday loan referral source with many top-rated lenders looking to help you. We’ve been in business for more than 5 years and served over 400,000 Americans in times of need.

Learn More: Overnight Payday Loans Online

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